Why is it important to protect my home
or business from a hurricane?

  • Building features that increase your home’s hurricane resistance also increase its market value.
  • Reduces the likelihood that you will need to evacuate (unless ordered to do so by the authorities).  Homes built or retrofitted to meet the Miami-Dade building standards can withstand winds of up to 130 mph, a Category 3 storm.
  • Improves your overall hurricane recovery time.
  • Reduces the amount and extent of damage to your home from wind storms.
  • Reduces your out-of-pocket expenses after a storm.
  • Reduces the likelihood of an insurance claim.
  • Prevents injury to your family from wind-borne debris.
  • Can lower your insurance premium. By law, all licensed insurance companies must offer discounts on premiums for hurricane-strengthening features.
  • Helps prevent damage to neighboring homes.
  • Ensures your home meets statewide building codes for hurricane-resistance.

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